Coping with the loss of a loved one will undoubtedly take an emotional toll on family members. During this difficult time, most families will struggle with the unbelievable shock of grief of the situation. Therefore, finances and money will not be at the forfront of someone that recently lost a loved one. This will be a time that family members can band together to support one another in accomplishing some of the following necessary tasks.

* Locate important documents, such as insurance policies and most recent will.

* Before committing to any funeral costs, consult with other family members and perhaps a lawyer about any prior instructions or arrangements.

* Obtain multiple copies of the death certificate, which will be needed to apply for death benefits (such as life insurance policies or Social Security) and to access bank accounts.

* If the family's medical insurance is through the deceased person's employer, consider options for continuing coverage.